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If you are a laborer, you should know the about the general purpose of the Occupational Health and Safety Act. Though this Act has been in place since 1970, it has changed drastically since then.

Essentially, the purpose of the Occupational Health and Safety Act is to protect all laborers that work for any type of (non-governmental) business. Prior to this act (signed by former President Nixon), an industrial workplace was not a safe environment for workers. The Act itself is incredibly interesting, though (quite surprisingly) it does not cover some of the most dangerous occupations out there.

The Act states that any "person engaged in a business affecting commerce who has employees, but does not include the United States or any state of political subdivision of a State." In short, this Act applies to all types of employers including law firms, hospitals, charities, labor unions, manufacturers, and private schools. Religious organizations are included in this Act if they employ workers. Those not covered by the Act include the self-employed, family farms, and various governmental work areas - nuclear weapons manufacturers, railroads, airlines, and mining are not covered by this Act.

As you can see, the purpose of the Occupational Health and Safety Act is to protect those that are forced to work in dangerous conditions. In many ways, this Act is important to the safety of those workers that find themselves engaged in trecherous activity daily. However, some employers do not believe that the Act benefits them in any way, and this may be true in many different situations. Some also wonder whether or not the Act should actually apply to all forms of business, as some types of businesses present no type of danger. Still, the Act is set in place to help those that need it, and this can only be viewed as a positive thing.

Thanks to certain progressions such as the aforementioned Act, many workers find that they are able to work without fear. Unfortunately, there are still some extremely dangerous occupations within the nation that are not covered by this Act. Will there be a few changes to this Act within the next few years? Possibly. For now, the Act remains the same.

Though the intent and purpose of the Occupational Health and Safety Act remains, roughly, the same as it originally did, the years have changed the Act drastically. Many are optimistic that this Act will be altered once again, though only time will tell.

Aazdak Alisimo writes about OSHA information for OccupationalHealthTherapists.com where you can find a directory of occupational therapists across the country.

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If there is one type of wine that should not be prohibited for its alcohol content, it should be the red wine. Today, there are so many studies that show the health benefits of red wine to people who regularly consume it compared to those who do not.

These studies base their findings about the health benefits of red wine from the fact that red wine is made from a fruit that is rich in antioxidants. Today, more and more studies show that red wine owes its health benefits from the high level of antioxidants called " resveratrol" present in the seeds and skins of processed and fermented grapes during the rigorous process of making red wine.

As defined, resveratrol refers to a kind of polyphenol known as "phytoalexin" that is a group of compounds plants use to defend themselves against attacks such as untimely stress, possible injuries, or UV irradiation and certain diseases such as fungus and infection.

Because of the long process and prolonged fermentation of grapes in red-wine making, high levels of resveratrol are found to be present in finished bottle of red wine.

The health benefits of consuming red wine

Antioxidants are believed to be a "miracle substance" that can fight almost all forms of diseases that come with aging. Since red wine is believed to contain significant amount of an antioxidant that matter such as resveratrol, more and more people are making it a part of their hearty meals the way French people do.

The following are just some of the believed health benefits of red wine consumption.

1. Red wine helps prevent the possibility of various neuro-degenerative illnesses and diseases. Studies show that because of the high resveratrol content of red wine, its properties can help avoid aging people to develop diseases and illnesses common among them such as Parkinson's disease and Alzheimer's disease.

2. Red wine is good for the heart. The specific substances in wines like tannins and flavoniods can raise the levels of good cholesterol or high-density lipoproteins (HDL) in the person's blood. Its antioxidant properties also help in the reduction of bad cholesterol or low-density lipoproteins (LDL) in the body that can prevent a person from developing various cardiovascular diseases, heart attacks, as well as strokes.

3. Red wine helps reduce the harmful effects of food poisoning. The properties in red wine can help cleanse the body from toxins. Aside from preventing food poisoning, it can also help the person to avoid varying levels of dysentery and acquiring diarrhea.

4. Red wine can cure and prevent various gum diseases. Caused by inflamed muscles in the gums and weakened tooth, gum disease is a common mouth problem to some people especially to smokers. Experts advise people who suffer from gum diseases to drink red wine because the polyphenols in it can reduce the presence of free radicals that causes the infection and bacteria proliferation inside the mouth.

5. Red wine can prevent certain cancers. Because of the wonders brought by resveratrol in red wines, experts believe that regular and moderate consumption can help fight possible cancer cells from proliferating.

6. Red wine can suspend the progression and possibility of dementia especially to old ones.

7. Red wine can serve as blood thinners for people with high blood pressure because it contains blood pressure lowering-substances and compounds.

8. Red wine can provide healthy skin. Thousands of polyphenol can prevent the damages brought by cell oxidation process and results to healthy and young looking skin.

Chris Hana enjoys good health and good wine, and writes about nutritional supplements including reservatrol and his favorite fish oil capsules for heart health.

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It's nice to get a bargain, especially when that bargain is able to offer real peace of mind.

Mobile phone insurance provides exactly that. Priced to be affordable to most budgets, mobile phone cover provides the security of knowing that those all too typical mobile phone mishaps - loss, theft, damage, etc - will not result in having to spend a lot of money at a financially inconvenient time or in doing without the phone until a replacement can be purchased.

This type of protection is especially important to those who chose a plan that offered a free or reduced priced phone in exchange for a long-term service contract. In such circumstances, the replacement cost of a phone that has been lost, stolen, or damaged can be quite high, ranging up to 1000. That is an amount that many would have trouble finding at a moment's notice, especially with the economic conditions today.

While most mobile phone cover rates tend to be fairly low, it still pays to shop with care. Not only can you reduce the amount spent on cover, but you can also end up with a much more comprehensive protection plan when you invest a bit of time into comparison-shopping. After all, not all mobile phone insurance plans are the same.

For those looking for a real bargain, it is a good idea to try to determine which mishaps are most likely to occur with your phone. For example, if you work in a crowded office, protection against unauthorized calls may be more important to you than to another person who doesn't spend that much time daily around other people or in situations where someone else may have access to his mobile. If you've bought a mobile for a child, as many parents do for safety purposes, protection against loss, water damage, and similar mishaps is something you'll be sure to appreciate at some point. By being selective about the cover points that are important to you, you can save significantly.

Researching the various plans offered by mobile phone insurance providers can also result in real savings. Many companies frequently run special promotions that include reduced rates. Some companies also offer rewards for customers that do not make claims, such as free batteries and even a mobile phone upgrade. The value of these perks can add up, and should be figured in when determining the cost of a policy.

A great number of mobile phone insurance providers do business via the Internet. In addition to making it much easier to comparison shop for the best deal, this makes it fast and easy to get cover, with some companies offering almost immediate protection. However, you will want to make sure that you don't skimp on ensuring that the company you do choose is a legitimate one with a good reputation. Make sure to fully check out contact information and look for customer reviews of claims services and other aspects of cover provision.

The relatively small amount of money you'll spend on mobile phone cover can be money well spent if you do a little homework first. Knowing that you are protected against the myriad of mishaps that can happen does offer peace of mind when we're so dependent on our mobiles.

Protect your mobile phone today and find the right coverage at the right price at UK Insurance Index. Compare the plans offered by the leading providers and learn about the latest discounts and special offers.

Consolidate Loans

The first thing you should do when you even start to think about buying a moped is start by checking the local laws. The next thing, after really buying the moped, is to go and license it as well. The money should not really be an issue because the insurance costs for mopeds is really low. And except for the cost the insurance doesn't differ that much from a motorcycle one. You should check online, there you can find some good insurance deals for mopeds. Mopeds are liked by thieves as well as something they can sell very easily but for just a fraction of the cost you can insure yourself against it.

Getting some discount

You should have a good look around before you pick your moped insurance there are a lot of companies that are offering discounts and promos. Another thing to look for are insurances that will insure your accessories like saddlebags and other stuff for just a bit more per year. Being insured will give you a good feeling when you are cruising down the road. The money you pay for this kind of insurance is nothing compares to your car. And for such a low premium you get the best coverage.

Nowadays you can go online on the internet and ask for a quote at different companies. You will just have to fill out an online form to get a quote in you e-mail inbox or even directly on the web page. From the comfort of your own home as they say.

When you take out an insurance on your moped you will have to license it and that means you will have to pay that as well. But the thought of driving down the route without having to worry if what you do is legal or not should make up for that. There are some states where a teenager has to have insurance to even drive on the road. You can find insurances for as low as $100 so the price should not keep you from doing so.

When you are looking at companies that you can use you should be aware of the fact that there can be hidden costs, so always ask if the quote is covering everything and that there will not be any extra charges afterwards. Maybe ask your friends and family if they have any experience with the company you have an eye on or if they know any firm where they have their mopeds insured.

In the end it is always the best thing you could do, having a moped insurance. You never know what can happen on those roads these days and the thought that you are covered for any thing is a pleasant one. If you are ever involved in an accident there is a company you can fall back upon to handle all the legal affairs.

The best thing of course is to drive safely and to never have any cause or need to make use of your insurance.

Frank Strider loves to talk about motorcycles and all the things related to it. Visit his website if you want to find out more about a very cheap bike insurance or maybe insurance for motor scooter.

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Everything begins with your positioning.

How do your clients and prospects look at you? If you don't know how they see you, then answer this question. How do they treat you? That's simple enough to discover.

If you are like most producers, regardless of whether you are selling life insurance, health insurance, P&C, commercial lines or any other type of financial product, you are seen as nothing more than annoyance.

Sad, but true.

Ask them "What do you think of your insurance agent?" listen carefully to the words they use, and the feeling in which they say it. The tone will tell you a lot. I've done this and I can tell you that more often than not, they have distian, boredom, lack of enthusiasm, and lack of anything good to say.

So how do we shift this perception?

Like I said previously, it's all about POSITIONING.

What is positioning? It is "Your space in the market."

You've likely listened many guru's talk about a "USP" Unique Sales Proposition. (If you don't know what this is, then pay attention to the next several articles, and you'll Learn all about it.) Positioning is NOT your USP.

Positioning is the following:

The of installing something as unique, distinct and valuable to your prospect.

That thing may be a product, a person, a company or anything else

It's about occupying well-defined space in your clients mind

When she considers (or desires) what you provide ---

You know you've got it right when you and your company are the first thing that comes to mind when a prospect thinks of insurance. As you create your position, it's important to remember the following:

"It's natural for people to desire something more when it's unusual and distinct - it automatically appears more precious, more special and the perceived value is higher."

So how do we transfer or develop a NEW position?

Power Positioning Strategy:

Build another Niche so you can be FIRST in your market

Example: Subway sells weight loss, not fast food

Example: The insurance broker for families with adolescent drivers

Example: The Most Expensive Insurance Broker In Town

---again, most people are not willing to say this, which is why you will be first!

Develop a distinct and unique position in the market, and then proclaim this to the entire market place by using all the diverse marketing you can afford to use.

For a free video on "The Power Of Positioning" for insurance lead insurance lead generation go to insurancemavericks.com and learn everything you need to know about insurance marketing from Peter Ryan and his team of marketing mavericks at http://www.insurancemarketingmavericks.com

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