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Personal Auto Insurance In Mexico

Published Tuesday, September 2, 2008 by bloggerblognet37044 | E-mail this post

When the traveler drives into Mexico, he or she must ride over strange roads. Such a driver views new, distracting sites and seeks guidance from street signs that bear words in Spanish. The traveler driving into Mexico enters a country where he or she is at increased risk for involvement in a car accident. That traveler needs personal auto insurance.

In Mexico an insurance policy that offers only collision coverage does not satisfy the requirements of Mexican law. Mexican law stipulates that anyone found at fault at the scene of an accident must show the financial means to cover the costs of that accident. A traveler in Mexico thus needs an insurance policy that provides liability coverage.

What should a driver expect when an insurance provider promises personal insurance in Mexico? A driver with such insurance should have no liability for damages or injury to persons other than those in the insured vehicle. The insurance policy normally refers to such persons as "a third party."

A few tricks can facilitate completion of the process that guarantees delivery of insurance coverage. One trick involves the taking of photos at the scene of an accident. A second trick calls requesting a copy of the police report. Use of tricks can help a driver to benefit fully from personal auto insurance purchased in Mexico.

When the traveler secures personal auto insurance in Mexico, he or she has taken an important step toward aversion of possible problems. Still the possession of such insurance does not guarantee avoidance of troubles in the event of a car accident. An insurance provider can not cover a claim, unless the driver contacts the insurance provider before returning to the United States.

A driver with a cell phone might think that he or she should have little trouble calling-in information about a potential car accident. Travelers in Mexico must realize that a cell phone frequently fails to work properly in Mexico. Calls from Mexico to an insurance provider should be made from a land phone.

Personal insurance in Mexico can not always cover a lost or stolen vehicle. Such a policy can only cover the specified problem if the driver obtains the proper Mexican documents. What are those documents?

A driver who hopes to be reimbursed for a lost or stolen vehicle must obtain both a local and federal police report before leaving Mexico. Then after returning to the United States, the same driver must get something called a "Courtesy Report." That Report must come from a State Highway Patrol Agency. All of the indicated documents should be sent to the insurance provider.

http://best.mexico-insurance.ever.com/?skip_login=1&sess_id=d08fd8adb7ba1a4e2f68b76616da35a0
http://hubpages.com/hub/Mexico-Car-Insurance
http://www.mexinsure.com/

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Personal Auto Insurance In Mexico

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