Arkansas Auto Insurance Rates
Published Thursday, August 28, 2008 by bloggerblognet37044 | E-mail this post
When looking for Arkansas car insurance rates, it can be difficult to get around all the companies and their products. We all look for better prices, better plans and of course better service.
Arkansans on average paid about $850 in insurance premiums in 2003, compared to the national average of about $914. Most people believe all these rates are fixed by insurance companies and state regulatory agencies, but in reality discounted and competitive rates are available in Arkansas, and shopping online is the best place to find them.
2007 is expected to have the first decrease in rates since 1999 with even lower rates to hopefully be the norm in 2008 and on. Expect a .5% to 1% decrease in car insurance rates, from 2006! Online car insurance quoting sites have facilitated the change by bringing competition directly to the consumer and by lowering your costs through technology!
Even within the state of Arkansas, rates have changed over the past few years. Comparing the current rate to the numbers from a few years back, the average auto insurance premium in 1999 was about $721, that's an increase of about 17.89% in 4 years.
Arkansas state law requires minimum Bodily Injury Liability coverage of 25,000$ per injured person up to a total of 50,000$ per accident, and Property Damage Liability coverage with a minimum limit of 25,000$. This basic coverage is often referred to as 25/50/25 coverage.
If you are looking for Arkansas Car Insurance, it is better to shop around to find exactly what you want. More products, higher prices and more protection will always be the case. It all depends on your protection needs.
Compare Arkansas car insurance options from top insurance companies online at http://www.ArkansasAutoInsurance360.com
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