Disability Income Insurance
Published Tuesday, October 28, 2008 by bloggerblognet37044 | E-mail this post
Many people depend on just their paychecks to pay for monthly living expenses, and in times like these where the cost of living has gone up, most people is almost everyone!
If you too are depending on your paycheck each month, can you imagine what would happen if you where to suffer an accident or illness that kept you from working? How would you cover you living expenses?
For example, what would you do to pay monthly expenses such as:
- Monthly rent
- Mortgage loan payments
- Groceries
- Car payments
- Day to day living expenses
- Children's education
- Savings for retirement
All of these depend on your monthly payment. The best thing would be not to just "hope" that nothing will happen to you, but to prevent that if in any case you where disabled, you would still have a monthly income to cover your living expenses.
There is help! It is called disability insurance or disability income insurance. This type of insurance is what gives you peace of mind so you can focus on recovering, knowing that you will still receive a monthly percentage of your salary each month.
There are different types of disability income insurance, the most common are long term and short term. Short term will cover you for up to a year and long term disability income insurance can cover you for 5 years or more.
Picking which one really depends on your personal preferences. The important thing is that you have some type of disability income insurance so that if in any case something where to happen to you, you know that you and your family still has a monthly income for living expenses.
Learn more about the benefits of Disability Income Insurance and get free quotes online.
car financeBlogger BlogNet13779: Disability Income Insurance
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